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Tuesday, June 28, 2016

Mom is Starting a Business – But Which Type?



Many moms starting their own business can get easily lost in the process. They have a business idea but all the little details are confusing. Should they open their business as a corporation, a LLC, or a sole proprietorship?

Here’s the run down based on one moms opinion that has been there and done that, the pros and cons, and the details that can help you pick which is right for you. Before you take the plunge and make a decision though, do your homework, read as much as you can, and even take the time to meet with a professional advisor to make sure you’re making the best decision for you and your business.

Sole proprietorship:

What you need to know – The business lives and dies with you. It can’t be passed on or inherited, and you’re taking 100% of the risk. The business name is your name unless you file for a DBA (doing business as).  This type of business may be right for you if you are staring a tiny business, you don’t plan to take on debts, and you don’t plan to pass it on one day. Profits and losses are filed on your personal tax return. If your business is every sued though, or you rack up crazy debts, you are 100% personally responsible.

LLC:

What you need to know – LLC stands for Limited Liability Company. This type of company can offer protection to you personally in the event of debts or lawsuit. While LLC Taxation may seem confusing, you basically report your losses and profits on your personal income tax, as you would with a sole proprietorship. Visit the Texas LLC Pros website for more info on the tax side. If you die, this type of business can be inherited or passed on. Also, do not use your personal checking accounts for this type or you “pierce the veil” of protection.

Corporation:

This type of business is great if you’re going to start selling stock, you want shareholders, and your biz is going to be HUGE. If you’re a stay at home mom with a little mom and pop craft business in the home office, this type of business is probably not for you. It’s complicated. It does offer maximum protection for your personal property though, as they cannot be seized to pay off business debts. Rules and taxes are complicated. Notice a theme? It’s a complicated business type. J

Monday, June 27, 2016

Our 2016 Disney Family Vacation



June 1st we headed to Disney. It was our very first time as a family, I was the only one who had ever been before. It was an experience.

  1. We got shuffled around on Disney buses for 2 hours trying to get to their waterpark.
  2. I lost my 10 year old for 3 hours once we finally got there.
  3. Husband broke his iPhone while looking for lost child.
  4. I choked at a fancy Disney restaurant.
  5. Husband lost his wallet at same restaurant.
  6. I had hives all week.
  7. I got motion sickness on kid rides daily.
  8. It was HAWT and then pouring down rain.
Despite all of the excitement listed above, it was still A-MAZ-ING!

We stayed at Disney's Port Orleans Riverside resort. I got a million steps in. We rode tons of rides. We loved Disney Springs. Disney Quest was super fun. I ate ALLLLL the food. It was so fun and we had a blast.

Tips:
  • Be patient, expect long lines and crowds.
  • Book fast passes as soon as you're allowed.
  • Book dining reservations 6 months in advance if you're staying on site.
  • Splurge on the memory maker so you get all your photos for one price.
  • Don't lose your child or wallet, it's not fun.

Tuesday, September 8, 2015

My New Addiction - Clickity Clickity Pancakes


If you're a Family Guy fan, you get the title. As seen on my menu plan, I am ADDICTED to pancakes right now. I've never even liked pancakes and now I want them ALL the time. With chocolate chips. And peanut butter. And syrup. And fruit. And peanut butter granola.

I use just add water pancake mix, that by accident is vegan. I add in chocolate and make the pancakes. I go for two 4 inch pancakes. With chocolate chips they come out to 4p+.

I smear on just enough peanut butter. 2 tablespoons is FIVE Weight Watchers Plus points. I try to use 3/4 T for 1p+. I'm up to 5p+ now.

A drizzle of sugar free syrup. You can use a whole serving for 1p+. A whole banana minus the icky end for FREE. A sprinkle of organic pb granola for 1p+.

And this deliciousness is 7p+. Make sure you calculate as you go, as different brands can be more or less points.

It MELTS in your mouth. Warm and chocolatey. Sweet and sticky. OMG. THE BEST breakfast either, and easily vegan as long as you watch your pancake mix and your chocolate.

Monday, September 7, 2015

Menu Plan Monday 9/7/15



My Plum Paper Meal Planner is making all planning, especially meal planning, super addictive right now. Here's what's planned out on the menu so far for this week:

Breakfasts:
  • Peanut butter on Orowheat Country Potato Bread (Vegan)
  • Peanut butter on Thomas Cinnamon Raison English Muffins (Vegan)
  • Chocolate chip pancakes with peanut butter, sugar free syrup, banana, and peanut butter granola (Vegan)
Lunches:
  • Baked potatoes
  • Leftovers
  • Eating out Thursday for Date Day
 Dinners:
  • Baked Potato Bar
  • Chicken Sandwiches
  • Homemade Weight Watchers Chicken Pot Pie 
  • Pizza
  • Sausage & Potato
See tons and tons of what other people are eating this week at OrgJunkie.com. You'll thank me. ;)

Sunday, September 6, 2015

My Plum Paper Meal Planner Arrived & I Arc'd It!

Finally my Plum Paper Designs Meal Planner arrived. I ordered July 28, 2015 and it arrived September 3, 2015. I ordered it unpunched and uncoiled, with a blog section, bill pay section, and something else extra that is slipping my mind right now. I also upgraded for 2 day shipping.

 
I knew that I wanted to arc this bad boy, aka make it discbound, which is why I skipped the coiled and pre-punched holes. It arrived loose, the hubby punched it, and I put it on Staples M Arc discs.
 
 
Oh and that is NOT the original cover that came with it. I designed this one inside and out on Photoshop, printed it at Staples for less then $5, and then laminated it here at home.


On the inside I put some money savings challenges and my FAV Buddha pic. Love that hibiscus. Added an Arc sticky note clip in thingy that was a few dollars at Staples and some butterfly stickers.

 
On the back inside cover I put some relaxation tips and a pic I took last week of a turtle. This cover is 100% me, strawberry print and all.

Thursday, August 20, 2015

Wigs for Kids: I Donated My Hair

So, you may have noticed that my LONG hair is now short. 16 inches gone to Wigs for Kids.

I had planned to donate it when I hit my goal weight, but it was down to my butt (I'm a shortie at 5 foot) and it was HOT. I took the plunge. The short hair is growing on me! I kind of like the craziness about it. I'm embracing my curls and waves.

Wednesday, August 19, 2015

Guest Post: How to Affordably Decorate Your Home

Many of us envy beautiful homes that were created by experienced and professional interior designers, but we don’t have pocketbooks deep enough to afford to hire one. You can have a beautiful home too on a budget, with willingness to work and a bit of creativity. Here are a few ways that you can affordably give your home a makeover.

 
Shop at affordable and discounted home interior websites: There is no sense in spending hundreds or even thousands of dollars on items that are just going to serve as decoration, so you don’t have to go out and purchase expensive items to give your home a makeover. Instead of going to expensive home decor stores you can find similar with extra coupons and deals at sites such as pier 1 Imports or overstock.com. These websites have prices that are much more competitive and great for those that want a little flair in their home on a budget.

 
Get great finds at antique shops, garage sales, or flea markets: You can find some very unique and beautiful decorative pieces for close to nothing at antique shops, garage sales, flea markets, or secondhand shops. Many of these stores are constantly looking for places to put their new inventory so they will offer steep discounts on items that have been sitting a long time. People who are selling their things at a garage sale are in it to make some money back from their stuff and just clear some space in their home so you can usually get a great deal. Having something that is an antique in your home is a great conversation piece and can bring a wow factor to your home’s decor.

 
Make your own decor: If you are willing to put forth some work and creativity, you can make some extraordinary things for very cheap if you do it yourself. Some great home interior DIY projects can be found on Pinterest and websites dedicated to homes such as HGTV.com or DIYNetwork.com. From wall decorations to outdoor holiday decorations you can find thousands of ideas that you can use for your home. A do it yourself project also means that you can utilize your creativity and even has some bonding as a family or a couple. These unique pieces will reflect your own taste and style, making it perfect for your home, since it was made specifically to fit your vision, not someone else’s.

 
These three tips can cost effectively make your home into a beautiful sanctuary that all of your friends envy. Stretch your dollar farther and get the style you want by shopping smarter or creating things with your own hands. You will find you are happier with the results this way rather than if you had hired an expensive interior designer to makeover your home.